Home Based Business
So you’re an entrepreneur running a small business out of your home . . . too small for a commercial policy but you need some extra coverage for your business equipment and increased liability. . . A Home Based Business Endorsement is the right type of insurance for you.
Home Based Business insurance is not a policy but an endorsement to your existing Home/Tenants/Condo policy. Your property policy limits and sometimes even excludes coverage for business equipment, business contents, and any liability of the business. The Home Based Business Endorsement will include these limited or excluded coverages and also covers you for Loss of Income, Accounts Receivable, Valuable Papers and of course Business Property Liability.
A broker can help you determine if the Home Based Business Endorsement is the right protection for your budding business.